Apply Disability Grant - Approved and FREE Application: July 2012

Disablity Grants For Childrens

Disability benefits for children is a boon for families who cannot afford to take care of their disabled child, due to their low incomes levels. The following article will tell you about the disability benefits that are madDisabilities in children could range from conditions like Autism, Cerebral Palsy or Down Syndrome. So also, children might fall in the category of 'At Risk' which includes pre-term, emotional and behavioral problems. These problems lead to a distinct lack of stimulation in them, which can affect their overall growth and development.

These conditions are not confined to medical problems alone but could also include behavioral and learning disorders.e available and the eligibility procedures for the same. Apply Your Grants Today!!

It is generally difficult to get disability benefits for children. This is because the primary criteria and the conditions of the child on which these benefits are sought may change. For example if a child has an attack of asthma, it will hamper his growth and development. This will prevent him from participating in the normal day-to-day activities like other children (making him applicable for the disability benefits). When such a child applies for a SSI (Supplemental Security Insurance) disability procedure, the severity of the attack might be high at that point of time. But by the time it comes to the hearing stage, the grimness of the situation might have lessened or the child may have responded positively to medication. However, if the disabilities are something like Autism then that leaves no room for doubt.

It is generally misconstrued that there are no programs that cater to the needs of disabled children. This is not true. The Social Security Administration (SSA) offers two programs that work towards providing benefits to these children with disabilities. The programs are Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI).

Conditions for a Grant for Disabled Children

The conditions on which these disability benefits for children are granted are varied.

Income
The Supplemental Security Insurance (SSI) has certain set income limits. In order for your child to be applicable for the disability benefits, the family income should not be more than $2000 on the whole. For this the SSI will take into account the family income, the bank account savings, other assets like properties, etc. If the total income is seen to exceed $ 2000 then the child is considered ineligible.

Payment
The payments to the disabled children are made on a monthly basis. These payments continue till the time the child turns eighteen. After which they are discontinued under the children's disability program because then the policy is evaluated under the adult listing category. The amount of payment depends on the family income.

Criteria
A child is considered disabled if his condition is such that he cannot involve himself in age appropriate activities like playing, etc. It therefore confines his functionality. This condition should last for a minimum of 1 year or should be expected to lead to death.

Prior to a hearing for availing disability benefits for children, the attorney will gather copies of a child's IEPs (Intensive English Program), achievement and testing reports, grade reports and fill out questionnaires from the child's teachers.

Reviewing Conditions
The condition of the child is reviewed by the Social Security Administration (SSA) every 3 years. This is done in cases when the child's condition is expected to improve. Thus reviewing becomes necessary because if the child's condition improves then he would no longer be applicable for the same.

Adult Status
The Social Security Administration reviews the condition of the child when he officially becomes an adult (18 years). If the child is still considered disabled, then adult SSDI benefits will be continued to be given. In that case all the benefits applicable in case of 'Adult SSDI benefits' shall apply. For example, these benefits are given to those who have been regularly paying the social security taxes and have become disabled recently.

Other Conditions
A child may also get these benefits if his parents were receiving the disability benefits and have died. These are called 'adult child' benefits. These benefits are given to those who have become disabled before they turned 22, thus being unable to build a work record. In such a case, where the parents have been paying social security taxes, the SSA grants these benefits as an insurance coverage for those services. It is considered as a child's benefit because it is paid as a part of the parents social security taxes.

When a child becomes eligible to receive SSI benefits he will be automatically enrolled for the Medicaid program of your state. This program will help you to make payments and afford the prescription medicines and/or other medical expenses involved. One can also see if there is a possibility to qualify for food stamps, which will go a long way in helping one out.

Disability benefits for children is definitely a great help for families who have disabled children. Knowing that there are programs and grants which are drawn out to help such children is a comforting feeling for people who have to suffer through the pain.

By Rujuta Borkar

source - buzzle.com/articles/disability-benefits-for-children.html

Friday 20 July 2012

Disability- Government Grants for Home Improvements

Disability- Government Grants for Home Improvements

Home improvement is a costly affair, not everyone can afford. Although, most of us undertake home improvement projects for decorative purposes, there are some people who have no choice but to make necessary repair work to their home, so as to make it worth living. Since, these are the people who often come from the lower strata of society, they can rarely afford the cost of home improvement. Government grants of several thousands are available for such people. Unfortunately, most of them are unaware of such programs. Thus, if you happen to be one such individual or you know someone who might benefit from such program, then you should indeed read this article.

Who is Eligible for Home Improvements Grants

As mentioned above, people belonging to low income groups are mainly eligible for home repair grants. Though, the specific requirements for eligibility of the grant vary according to each state, it is unlikely that a decently earning family may qualify for this program. Besides low income groups, other unprivileged sections of society also become eligible for free government grants for home improvements. These sections include disabled as well as elderly people. People belonging to specific ethnic group may also apply for such grants, if the state laws have such a provision. Besides, minority and people residing in areas classified as 'rural' by federal or state government also benefit from this program. People staying in certain disaster prone areas may also avail special benefits and grants from government. The home improvement projects for these people include revamping of the house to meet standards of health and safety hazards or remodeling their house to support their disability (e.g installing a wheelchair ramp in house).

How Much is Available Through These Grants

The US Department of Housing and Urban Development (HUD) has various programs through which it imparts grants and financial aid to eligible families. Rehabilitation and Repair Home Loan program is a program by HUD which has offered grants to thousands of people till date. The exact grant amount depends upon several factors such as individual's income, state of residence, socio-economic condition, number of dependents, etc. Some individuals may become eligible for full grant amount while others may draw only partial benefit. Government offers grants as high as USD 15,000 or even more. Besides, financial assistance is also available in the form of low interest loans. Thus, an individual may receive part of his benefit as a grant while the remainder as a home improvement loan.

How to Apply

Firstly, you can start searching for various government grants on the official website of the US government, Grants.gov. You can find a detailed listing of various grants offered by the government through its programs. You can also search particularly for the home improvement grants in this listing. You will be directed to the relevant pages where you can find all the required information regarding eligibility criteria, how to apply, etc. Alternatively, you may contact your city, county or local community development office or the office of rural development where you can get the required information. If you have trouble locating these offices, you may visit the official website of National Association of Housing and Redevelopment Officials at nahro.com. One can also inquire at the information center at the Office of Community Planning and Development (comcon.org). You will then be required to submit proofs in support of your claim.

Once your application has been approved, you will receive funds in course of time. Make sure to allocate these funds on the repair work very wisely.

Visit to:http://grantsdisabled.blogspot.com/

Source:http://www.buzzle.com/articles/government-grants-for-home-improvements.html

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Friday 6 July 2012

Grants for the disabled people in Germany

Grants for the disabled people in Germany

German law (Grundgesetz) forbids discrimination on the basis of physical or mental disability. The Social Welfare Code IX (SGBIX), which came in to force in April 2001, is based on the idea of equal opportunities and participation rather than merely welfare. It focuses on rehabilitation and access for disabled people and stipulates levels of support depending on measurement of the degree of disability.

Information on the legal regulation of equal treatment: Click here (in German)

This page has information on:

German Disability Benefits & State Support

Children & Young People with Disabilities

Public Transport

Parking

The Main National Associations

Associations for the Disabled in Berlin

Further Information

There is a great deal of support available to disabled people (behinderter Menschen) in Germany, from general counselling to specific institutions such as:

Advice centres

Early support centres for children (Frühförderung)

Integrated kindergartens

Special kindergartens (Sonderkindergarten or Förderkindergarten)

Special Schools (Sonderschulen)

Special professional schools (Berufsschulen), for instance for deaf pupils

Apprenticeships for visually impaired and deaf people (Ausbildungsplaetze)

Employment integration support

Care and accommodation grants for disabled people

Workshops for disabled people (Werkstätten für behinderte Menschen)

Transport services (Fahrdienste)

These institutions and services are delivered mostly by private charity organisations (such as Caritas, Diakonisches Werk, self-help groups, parent associations) or, where no private service is available, through the public sector.

German Disability Benefits & State Support

Germany's administration is largely decentralised. Each District Office (Bezirksamt) has someone who handles disability matters (Behindertenbeauftragte/r), who can give advice about the range of financial, educational and professional support available to disabled people in their district.

For information about integration into the work force, disabled people should contact the rehabilitation team at the local Labour Agency (REHA-Team, Agentur für Arbeit).

Degree of disability (Grad der Behinderung, GdB)

German social law defines a level of disability as a non-temporary diminishing of bodily or psychological abilities that is due to an irregular state, rather than induced by age or temporary illness.

Benefit payments vary according to the degree of disability. The Pension and Benefits office (Versorgungsamt) in the disabled person's residence will assess the degree of disability (from 20 to 100), based on existing documents or further examination by the applicant's doctors.

How to claim

To qualify for any allowances or special employment conditions, disabled people need to address their local Pensions and Benefits Office (Versorgungsamt) in order to be granted a grading of disability.

For a list of offices by region: Click here (in German)

It is useful to list the names and addresses of all doctors consulted (family doctor and specialists including, if applicable, psychotherapists) as well as attach any relevant doctor's certificate, laboratory reports and hospital notes.

People with a high degree of disability, that is, more than 50 percent (Schwerbehinderte), are issued with a disability card (Schwerbebehindertenausweis) that lists the level and nature of their disability. It is valid throughout Germany.

Benefits available

Seriously disabled people are entitled to allowances and special employment conditions:

Tax allowances, including car tax reduction, depending on the degree of disability

Special protection against dismissal: any notice given must have prior agreement by the Office for Integration (Integrationsamt). If the employer fails to do this it must retract the dismissal if the disabled employee files a complaint at the Labour court (Arbeitgericht) within three weeks. This protection also applies if the disability is unknown to the employer or is only graded retrospectively

Five additional days of annual leave

A right to employment: all organisations with twenty or more employees need to fill at least five percent of available posts with disabled people

Disabled parking badge (Behinderterparkausweis)

Blind, highly visually impaired and deaf people may also be entitled to a state care allowance (Landespflegegeld) which allocates a lump sum as compensation for extra expenses incurred due to the disability. The amount depends on the degree of disability. More information can be obtained from the Youth and Social department at the District Office of residence of the disabled person (Geschäftsbereich Jugend und Soziales, Bezirksamt).

Disabled people who need help in carrying out everyday tasks (such as domestic chores, mobility and personal hygiene) may be entitled to care insurance (Pflegeversicherung) payments, as may their carers. Further information can be obtained from the disabled person's or carer's health insurance organisation (Krankenkasse).

Disabled people may also be entitled to an accommodation grant (Wohngeld), the amount of which depends on the level of disability, the number of people in the household and the monthly rental payments.

Pension based on reduction in earning capacity (Erwerbsminderungsrente)

People who are unable to work for more than three hours a week based on normal working conditions and whose disabilities are unlikely to change in the future are entitled to a full pension. The amount of this pension is halved if the working hours extend to between three and six hours per week.

The assessment of working capacity is linked to health reasons and not to the person's capacities for a current, specific job, for example the applicant is judged against their potential participation in the general job market and not solely their own previously chosen profession.

The monthly amount depends on the pensioner's years of contribution, their previous and current average earning and their place of residence in Germany (for example in the "old" or "new" German federal states). The person's pension fund (Rentenversicherungsträger) can give further information and process claims.

For more information: Click here (in German)

Children & Young People with Disabilities

The Youth Department of the District Office in the disabled person's place of residence offers advice as well as therapeutic and educational support for disabled minors (in special circumstances this may be extended up to the age of 27).

In line with all children, young disabled children are entitled to daycare. Where possible, they may attend a centre with non-disabled children. There are also special groups for children with a higher level of disability. More information on the latter can be obtained from the coordination office of the Child and Youth/Sociopaedeatric Centres (Kinder- und Jugendambulanzen/Sozialpädiatrischen Zentren, SPZ).

Child and Youth Centres generally offer the following services:

Diagnostics and advice

Sessions of special exercise

Ergotherapy

Logopaedics (therapy aimed at improving verbal and non-verbal communication)

Behavioural therapy

Family therapy

Parent support

The child must be referred by a family doctor to the Centre in his/her place of residence.

For more information on the benefits and support for a family with disabled children: Click here (in German)

Early special schooling for visually disabled, deaf and physically disabled children is also available; some children attend from age three. During compulsory schooling, integration with non-disabled pupils is encouraged, but in cases of more severe disability, each federal state has a range of special schools covering a variety of special needs, from mental and social to physical disorders, at primary and secondary levels. Further information can be obtained from the local educational authority (Schulamt).

See AngloINFO INFOrmation page Special Needs Education in Germany

Extended child benefit

Parents can claim a continued child benefit allowance (Kindergeld) for disabled children over the age of 27 if they are unable to care for themselves and the disability occurred before the age of 27. Should the disabled person receive income that exceeds €7,680 (in 2007), they will no longer be entitled to this allowance.

Visit to: http://grantsdisabled.blogspot.com/

Source: http://berlin.angloinfo.com/information/32/disabled.asp

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Tuesday 3 July 2012

Grants For People Who Have Some Sort Of Disability

Grants For People Who Have Some Sort Of Disability

People who have some physical or mental disability can apply for a Disability Grant. These grants are aimed at helping people whose disability does not allow them to earn money to satisfy their needs. It is a chance for people to improve their life and achieve their goals.

People usually apply for Disability Grants to deal with the difficult situation. They can spend this money for medical needs or for paying bills. They can also invest this money in their future.

There are a lot of organizations that offer grants to disable people. Let us consider some of them.

1.Anthony Robbins Foundation. It is a non-profit organization that was created in order to empower different organizations to improve the quality of life for disable people. However, it is not the only category of people who need support. This organization also preoccupies with the problems of young people, homeless, hungry and elderly people.

2.Blanche Fischer Foundation. It is a charitable, non-profit organization that provides grants for people with physical disabilities. However, this organization does not offer grants for people with mental disabilities.

3.Carrie Estelle Doheny Foundation makes funds to non-profit organizations. It aims at improving the quality of education, medicine and religion. Its purpose is to help people with disabilities, elderly people and incapacitated. The main areas of foundation are Education, Medical, Religion, Health, Aid to Those In Need.

4.CVS Charitable Trust. It is a private foundation that sees its mission in supporting children with disabilities. It aims at improving health care and education for such children.

5.Dorothea Haus Ross Foundation. This organization provides grants in order to improve well-being of children from all over the world. The aim is to provide help with food, shelter, education and health for children with physical and mental disabilities from all over the world.

Visit to: http://grantsdisabled.blogspot.com/

Source:http://www.articledashboard.com/Article/Grants-for-People-Who-Have-Some-Sort-of-Disability/1879084

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