Disablity Grants For Childrens

Disability benefits for children is a boon for families who cannot afford to take care of their disabled child, due to their low incomes levels. The following article will tell you about the disability benefits that are madDisabilities in children could range from conditions like Autism, Cerebral Palsy or Down Syndrome. So also, children might fall in the category of 'At Risk' which includes pre-term, emotional and behavioral problems. These problems lead to a distinct lack of stimulation in them, which can affect their overall growth and development.

These conditions are not confined to medical problems alone but could also include behavioral and learning disorders.e available and the eligibility procedures for the same. Apply Your Grants Today!!


It is generally difficult to get disability benefits for children. This is because the primary criteria and the conditions of the child on which these benefits are sought may change. For example if a child has an attack of asthma, it will hamper his growth and development. This will prevent him from participating in the normal day-to-day activities like other children (making him applicable for the disability benefits). When such a child applies for a SSI (Supplemental Security Insurance) disability procedure, the severity of the attack might be high at that point of time. But by the time it comes to the hearing stage, the grimness of the situation might have lessened or the child may have responded positively to medication. However, if the disabilities are something like Autism then that leaves no room for doubt.

It is generally misconstrued that there are no programs that cater to the needs of disabled children. This is not true. The Social Security Administration (SSA) offers two programs that work towards providing benefits to these children with disabilities. The programs are Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI).

Conditions for a Grant for Disabled Children

The conditions on which these disability benefits for children are granted are varied.

Income
The Supplemental Security Insurance (SSI) has certain set income limits. In order for your child to be applicable for the disability benefits, the family income should not be more than $2000 on the whole. For this the SSI will take into account the family income, the bank account savings, other assets like properties, etc. If the total income is seen to exceed $ 2000 then the child is considered ineligible.

Payment
The payments to the disabled children are made on a monthly basis. These payments continue till the time the child turns eighteen. After which they are discontinued under the children's disability program because then the policy is evaluated under the adult listing category. The amount of payment depends on the family income.

Criteria
A child is considered disabled if his condition is such that he cannot involve himself in age appropriate activities like playing, etc. It therefore confines his functionality. This condition should last for a minimum of 1 year or should be expected to lead to death.

Prior to a hearing for availing disability benefits for children, the attorney will gather copies of a child's IEPs (Intensive English Program), achievement and testing reports, grade reports and fill out questionnaires from the child's teachers.

Reviewing Conditions
The condition of the child is reviewed by the Social Security Administration (SSA) every 3 years. This is done in cases when the child's condition is expected to improve. Thus reviewing becomes necessary because if the child's condition improves then he would no longer be applicable for the same.

Adult Status
The Social Security Administration reviews the condition of the child when he officially becomes an adult (18 years). If the child is still considered disabled, then adult SSDI benefits will be continued to be given. In that case all the benefits applicable in case of 'Adult SSDI benefits' shall apply. For example, these benefits are given to those who have been regularly paying the social security taxes and have become disabled recently.

Other Conditions
A child may also get these benefits if his parents were receiving the disability benefits and have died. These are called 'adult child' benefits. These benefits are given to those who have become disabled before they turned 22, thus being unable to build a work record. In such a case, where the parents have been paying social security taxes, the SSA grants these benefits as an insurance coverage for those services. It is considered as a child's benefit because it is paid as a part of the parents social security taxes.

When a child becomes eligible to receive SSI benefits he will be automatically enrolled for the Medicaid program of your state. This program will help you to make payments and afford the prescription medicines and/or other medical expenses involved. One can also see if there is a possibility to qualify for food stamps, which will go a long way in helping one out.

Disability benefits for children is definitely a great help for families who have disabled children. Knowing that there are programs and grants which are drawn out to help such children is a comforting feeling for people who have to suffer through the pain.

By Rujuta Borkar

source - buzzle.com/articles/disability-benefits-for-children.html



Monday 11 June 2012

Important Things You Must Know About Minority Grants for College

Things You Must Know About Minority Grants for College

If you belong to the monitory community such as the African American, Hispanic or the American Indian community, you can apply for ethnic minority College grants to fund your education. There are other non-ethnic minority grants as well for individuals who have disabilities or for women.

Both federal and private bodies offer Minority grants for college education every year. Moreover, millions of dollars are offered annually in grants for minorities to pursue different levels of degree programs including:

Undergraduate
Graduate
PhD

Never the less, these College grants are made to allow minority students a chance to pursue any education without the constraints of funding. Several grants are made to support minority students who have demonstrated continual commitment towards their cultural community in order to guide them to improve their social status.

Important points you must know

Before you apply for Minority grants for college, you must know the following points.

The Free Application for Financial Student Aid (FAFSA) is the most significant resource for you to apply for minority College grants. You can visit FAFSA's website to get information on a wide range of financial helps including grants. This can include:

Grants
Loan
Scholarships

The Federal Student Aid is a part of the Department of Education and it annually processes more than 14 million applications. And, the funds are funded by the federal government to help students from all communities to pursue education higher than the high school.

2. The Minority grants for college are divided into:

Undergraduate education
Graduate education
For women

And, there are further sections for minorities who want to pursue college education in specific field like:

Medicines
Engineering
Computer science
History
Ethnic studies

These grants can be availed by minority students such as high school seniors who are going to college, and undergraduate and graduate minority students.

Most of the College grants for minority students are either need-based or merit-based. You would have to provide relevant information while applying. And, this includes your financial information including your income and tax details comprising of:

Federal tax return
W2
Value of Stocks and bonds

Provide as much information as possible to ensure that your application doesn't get rejected. Another important thing is to apply to maximum number of sources and to do so as early as possible. Moreover, the earlier your application reaches the authorities, the higher your chances of getting the Minority grants for college will be.


Source: http://EzineArticles.com/6912092

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