Disablity Grants For Childrens

Disability benefits for children is a boon for families who cannot afford to take care of their disabled child, due to their low incomes levels. The following article will tell you about the disability benefits that are madDisabilities in children could range from conditions like Autism, Cerebral Palsy or Down Syndrome. So also, children might fall in the category of 'At Risk' which includes pre-term, emotional and behavioral problems. These problems lead to a distinct lack of stimulation in them, which can affect their overall growth and development.

These conditions are not confined to medical problems alone but could also include behavioral and learning disorders.e available and the eligibility procedures for the same. Apply Your Grants Today!!
It is generally difficult to get disability benefits for children. This is because the primary criteria and the conditions of the child on which these benefits are sought may change. For example if a child has an attack of asthma, it will hamper his growth and development. This will prevent him from participating in the normal day-to-day activities like other children (making him applicable for the disability benefits). When such a child applies for a SSI (Supplemental Security Insurance) disability procedure, the severity of the attack might be high at that point of time. But by the time it comes to the hearing stage, the grimness of the situation might have lessened or the child may have responded positively to medication. However, if the disabilities are something like Autism then that leaves no room for doubt.

It is generally misconstrued that there are no programs that cater to the needs of disabled children. This is not true. The Social Security Administration (SSA) offers two programs that work towards providing benefits to these children with disabilities. The programs are Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI).

Conditions for a Grant for Disabled Children

The conditions on which these disability benefits for children are granted are varied.

Income

The Supplemental Security Insurance (SSI) has certain set income limits. In order for your child to be applicable for the disability benefits, the family income should not be more than $2000 on the whole. For this the SSI will take into account the family income, the bank account savings, other assets like properties, etc. If the total income is seen to exceed $ 2000 then the child is considered ineligible.

Payment
The payments to the disabled children are made on a monthly basis. These payments continue till the time the child turns eighteen. After which they are discontinued under the children's disability program because then the policy is evaluated under the adult listing category. The amount of payment depends on the family income.

Criteria
A child is considered disabled if his condition is such that he cannot involve himself in age appropriate activities like playing, etc. It therefore confines his functionality. This condition should last for a minimum of 1 year or should be expected to lead to death.

Prior to a hearing for availing disability benefits for children, the attorney will gather copies of a child's IEPs (Intensive English Program), achievement and testing reports, grade reports and fill out questionnaires from the child's teachers.

Reviewing Conditions
The condition of the child is reviewed by the Social Security Administration (SSA) every 3 years. This is done in cases when the child's condition is expected to improve. Thus reviewing becomes necessary because if the child's condition improves then he would no longer be applicable for the same.

Adult Status
The Social Security Administration reviews the condition of the child when he officially becomes an adult (18 years). If the child is still considered disabled, then adult SSDI benefits will be continued to be given. In that case all the benefits applicable in case of 'Adult SSDI benefits' shall apply. For example, these benefits are given to those who have been regularly paying the social security taxes and have become disabled recently.

Other Conditions
A child may also get these benefits if his parents were receiving the disability benefits and have died. These are called 'adult child' benefits. These benefits are given to those who have become disabled before they turned 22, thus being unable to build a work record. In such a case, where the parents have been paying social security taxes, the SSA grants these benefits as an insurance coverage for those services. It is considered as a child's benefit because it is paid as a part of the parents social security taxes.

When a child becomes eligible to receive SSI benefits he will be automatically enrolled for the Medicaid program of your state. This program will help you to make payments and afford the prescription medicines and/or other medical expenses involved. One can also see if there is a possibility to qualify for food stamps, which will go a long way in helping one out.

Disability benefits for children is definitely a great help for families who have disabled children. Knowing that there are programs and grants which are drawn out to help such children is a comforting feeling for people who have to suffer through the pain.

By Rujuta Borkar

source - buzzle.com/articles/disability-benefits-for-children.html

Friday, 20 July 2012

Disability- Government Grants for Home Improvements

Disability- Government Grants for Home Improvements

Home improvement is a costly affair, not everyone can afford. Although, most of us undertake home improvement projects for decorative purposes, there are some people who have no choice but to make necessary repair work to their home, so as to make it worth living. Since, these are the people who often come from the lower strata of society, they can rarely afford the cost of home improvement. Government grants of several thousands are available for such people. Unfortunately, most of them are unaware of such programs. Thus, if you happen to be one such individual or you know someone who might benefit from such program, then you should indeed read this article.
Who is Eligible for Home Improvements Grants
As mentioned above, people belonging to low income groups are mainly eligible for home repair grants. Though, the specific requirements for eligibility of the grant vary according to each state, it is unlikely that a decently earning family may qualify for this program. Besides low income groups, other unprivileged sections of society also become eligible for free government grants for home improvements. These sections include disabled as well as elderly people. People belonging to specific ethnic group may also apply for such grants, if the state laws have such a provision. Besides, minority and people residing in areas classified as 'rural' by federal or state government also benefit from this program. People staying in certain disaster prone areas may also avail special benefits and grants from government. The home improvement projects for these people include revamping of the house to meet standards of health and safety hazards or remodeling their house to support their disability (e.g installing a wheelchair ramp in house).
How Much is Available Through These Grants
The US Department of Housing and Urban Development (HUD) has various programs through which it imparts grants and financial aid to eligible families. Rehabilitation and Repair Home Loan program is a program by HUD which has offered grants to thousands of people till date. The exact grant amount depends upon several factors such as individual's income, state of residence, socio-economic condition, number of dependents, etc. Some individuals may become eligible for full grant amount while others may draw only partial benefit. Government offers grants as high as USD 15,000 or even more. Besides, financial assistance is also available in the form of low interest loans. Thus, an individual may receive part of his benefit as a grant while the remainder as a home improvement loan.
How to Apply
Firstly, you can start searching for various government grants on the official website of the US government, Grants.gov. You can find a detailed listing of various grants offered by the government through its programs. You can also search particularly for the home improvement grants in this listing. You will be directed to the relevant pages where you can find all the required information regarding eligibility criteria, how to apply, etc. Alternatively, you may contact your city, county or local community development office or the office of rural development where you can get the required information. If you have trouble locating these offices, you may visit the official website of National Association of Housing and Redevelopment Officials at nahro.com. One can also inquire at the information center at the Office of Community Planning and Development (comcon.org). You will then be required to submit proofs in support of your claim.
Once your application has been approved, you will receive funds in course of time. Make sure to allocate these funds on the repair work very wisely.


Source:http://www.buzzle.com/articles/government-grants-for-home-improvements.html
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Friday, 6 July 2012

Grants for the disabled people in Germany

Grants for the disabled people in Germany  

German law (Grundgesetz) forbids discrimination on the basis of physical or mental disability. The Social Welfare Code IX (SGBIX), which came in to force in April 2001, is based on the idea of equal opportunities and participation rather than merely welfare. It focuses on rehabilitation and access for disabled people and stipulates levels of support depending on measurement of the degree of disability.

Information on the legal regulation of equal treatment: Click here (in German)
This page has information on:

German Disability Benefits & State Support
Children & Young People with Disabilities
Public Transport
Parking
The Main National Associations
Associations for the Disabled in Berlin
Further Information
There is a great deal of support available to disabled people (behinderter Menschen) in Germany, from general counselling to specific institutions such as:

Advice centres
Early support centres for children (Frühförderung)
Integrated kindergartens
Special kindergartens (Sonderkindergarten or Förderkindergarten)
Special Schools (Sonderschulen)
Special professional schools (Berufsschulen), for instance for deaf pupils
Apprenticeships for visually impaired and deaf people (Ausbildungsplaetze)
Employment integration support
Care and accommodation grants for disabled people
Workshops for disabled people (Werkstätten für behinderte Menschen)
Transport services (Fahrdienste)
These institutions and services are delivered mostly by private charity organisations (such as Caritas, Diakonisches Werk, self-help groups, parent associations) or, where no private service is available, through the public sector.

German Disability Benefits & State Support
Germany's administration is largely decentralised. Each District Office (Bezirksamt) has someone who handles disability matters (Behindertenbeauftragte/r), who can give advice about the range of financial, educational and professional support available to disabled people in their district.

For information about integration into the work force, disabled people should contact the rehabilitation team at the local Labour Agency (REHA-Team, Agentur für Arbeit).

Degree of disability (Grad der Behinderung, GdB)
German social law defines a level of disability as a non-temporary diminishing of bodily or psychological abilities that is due to an irregular state, rather than induced by age or temporary illness.

Benefit payments vary according to the degree of disability. The Pension and Benefits office (Versorgungsamt) in the disabled person's residence will assess the degree of disability (from 20 to 100), based on existing documents or further examination by the applicant's doctors.

How to claim
To qualify for any allowances or special employment conditions, disabled people need to address their local Pensions and Benefits Office (Versorgungsamt) in order to be granted a grading of disability.

For a list of offices by region: Click here (in German)
It is useful to list the names and addresses of all doctors consulted (family doctor and specialists including, if applicable, psychotherapists) as well as attach any relevant doctor's certificate, laboratory reports and hospital notes.

People with a high degree of disability, that is, more than 50 percent (Schwerbehinderte), are issued with a disability card (Schwerbebehindertenausweis) that lists the level and nature of their disability. It is valid throughout Germany.

Benefits available
Seriously disabled people are entitled to allowances and special employment conditions:

Tax allowances, including car tax reduction, depending on the degree of disability
Special protection against dismissal: any notice given must have prior agreement by the Office for Integration (Integrationsamt). If the employer fails to do this it must retract the dismissal if the disabled employee files a complaint at the Labour court (Arbeitgericht) within three weeks. This protection also applies if the disability is unknown to the employer or is only graded retrospectively
Five additional days of annual leave
A right to employment: all organisations with twenty or more employees need to fill at least five percent of available posts with disabled people
Disabled parking badge (Behinderterparkausweis)
Blind, highly visually impaired and deaf people may also be entitled to a state care allowance (Landespflegegeld) which allocates a lump sum as compensation for extra expenses incurred due to the disability. The amount depends on the degree of disability. More information can be obtained from the Youth and Social department at the District Office of residence of the disabled person (Geschäftsbereich Jugend und Soziales, Bezirksamt).

Disabled people who need help in carrying out everyday tasks (such as domestic chores, mobility and personal hygiene) may be entitled to care insurance (Pflegeversicherung) payments, as may their carers. Further information can be obtained from the disabled person's or carer's health insurance organisation (Krankenkasse).

Disabled people may also be entitled to an accommodation grant (Wohngeld), the amount of which depends on the level of disability, the number of people in the household and the monthly rental payments.

Pension based on reduction in earning capacity (Erwerbsminderungsrente)
People who are unable to work for more than three hours a week based on normal working conditions and whose disabilities are unlikely to change in the future are entitled to a full pension. The amount of this pension is halved if the working hours extend to between three and six hours per week.

The assessment of working capacity is linked to health reasons and not to the person's capacities for a current, specific job, for example the applicant is judged against their potential participation in the general job market and not solely their own previously chosen profession.

The monthly amount depends on the pensioner's years of contribution, their previous and current average earning and their place of residence in Germany (for example in the "old" or "new" German federal states). The person's pension fund (Rentenversicherungsträger) can give further information and process claims.

For more information: Click here (in German)
Children & Young People with Disabilities
The Youth Department of the District Office in the disabled person's place of residence offers advice as well as therapeutic and educational support for disabled minors (in special circumstances this may be extended up to the age of 27).

In line with all children, young disabled children are entitled to daycare. Where possible, they may attend a centre with non-disabled children. There are also special groups for children with a higher level of disability. More information on the latter can be obtained from the coordination office of the Child and Youth/Sociopaedeatric Centres (Kinder- und Jugendambulanzen/Sozialpädiatrischen Zentren, SPZ).

Child and Youth Centres generally offer the following services:

Diagnostics and advice
Sessions of special exercise
Ergotherapy
Logopaedics (therapy aimed at improving verbal and non-verbal communication)
Behavioural therapy
Family therapy
Parent support
The child must be referred by a family doctor to the Centre in his/her place of residence.

For more information on the benefits and support for a family with disabled children: Click here (in German)
Early special schooling for visually disabled, deaf and physically disabled children is also available; some children attend from age three. During compulsory schooling, integration with non-disabled pupils is encouraged, but in cases of more severe disability, each federal state has a range of special schools covering a variety of special needs, from mental and social to physical disorders, at primary and secondary levels. Further information can be obtained from the local educational authority (Schulamt).

See AngloINFO INFOrmation page Special Needs Education in Germany
Extended child benefit
Parents can claim a continued child benefit allowance (Kindergeld) for disabled children over the age of 27 if they are unable to care for themselves and the disability occurred before the age of 27. Should the disabled person receive income that exceeds €7,680 (in 2007), they will no longer be entitled to this allowance.



Source: http://berlin.angloinfo.com/information/32/disabled.asp

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Tuesday, 3 July 2012

Grants For People Who Have Some Sort Of Disability

Grants For People Who Have Some Sort Of Disability

People who have some physical or mental disability can apply for a Disability Grant. These grants are aimed at helping people whose disability does not allow them to earn money to satisfy their needs. It is a chance for people to improve their life and achieve their goals.

People usually apply for Disability Grants to deal with the difficult situation. They can spend this money for medical needs or for paying bills. They can also invest this money in their future.

There are a lot of organizations that offer grants to disable people. Let us consider some of them.

1.Anthony Robbins Foundation. It is a non-profit organization that was created in order to empower different organizations to improve the quality of life for disable people. However, it is not the only category of people who need support. This organization also preoccupies with the problems of young people, homeless, hungry and elderly people.

2.Blanche Fischer Foundation. It is a charitable, non-profit organization that provides grants for people with physical disabilities. However, this organization does not offer grants for people with mental disabilities.

3.Carrie Estelle Doheny Foundation makes funds to non-profit organizations. It aims at improving the quality of education, medicine and religion. Its purpose is to help people with disabilities, elderly people and incapacitated. The main areas of foundation are Education, Medical, Religion, Health, Aid to Those In Need.

4.CVS Charitable Trust. It is a private foundation that sees its mission in supporting children with disabilities. It aims at improving health care and education for such children.

5.Dorothea Haus Ross Foundation. This organization provides grants in order to improve well-being of children from all over the world. The aim is to provide help with food, shelter, education and health for children with physical and mental disabilities from all over the world.


Source:http://www.articledashboard.com/Article/Grants-for-People-Who-Have-Some-Sort-of-Disability/1879084

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Thursday, 21 June 2012

Disability Grants for South Africa

Disability Grants for South Africa 

If you are an adult (18 years or older) who is not able to work because of a mental or physical disability, you can get a monthly payment from the government called a disability grant. You can get a permanent grant if your disability will last for more than one year, or a temporary grant if your disability will last for between six months and a year.

Who Can Get the Grant?
How Much Is the Grant?
How to Apply for the Grant?
General Enquiries
WHO CAN GET THE GRANT?

You must be a citizen or permanent resident of South Africa and living in South Africa at the time of applying for the grant. You must be unable to work. If you are under 18 years of age, your parent or guardian must apply for the care dependency grant instead. Also bear in mind that if your disability is as a result of an accident at work or a motor vehicle accident, you may also have a compensation claim.

You cannot get the grant if you are in prison, living in a state institution (such as a state old age home), living in a psychiatric hospital, getting care from a state treatment centre, or if you are getting state care for a drug habit. You also cannot get the grant if you are refusing to undergo medical treatment, or if you give false or misleading information when you make your application for the grant.

Only people whose financial situation is below a certain level can get the grant. The test to decide is called a means test. The means test depends on your income (if you're not married), or on the income of both you and your spouse (if you are married).

From 1 April 2011 the means test for the disability grant for a person who is not married says that you cannot get the grant if your assets are worth more than R752 400 (the value of your home is not taken into account, as long as you are living in it). Your income must also be less than R44 880 per year.

If you are married, you cannot get the grant if your joint assets (the assets belonging to both you and your spouse together) are worth more than R1 504 800 (the value of your home is not taken into account, as long as you are living there). Your joint income (your income plus your spouse's income) must be less than R89 760 per year.

HOW MUCH IS THE GRANT?
The amount of the grant changes every year and depends on your income and assets. From 1 April 2011, the maximum grant is R1 140.00 per month.

If you cannot look after yourself and need full-time care from someone else, you can also apply for a Grant-In-Aid which you can get in addition to your disability grant. Also remember that people who get a disability grant have special housing subsidies available to them

Your disability grant will be converted to an old age grant when you turn 60 (if you are a woman) or 65 (if you are a man). The amount of the old age grant is the same as the disability grant. You can also, if you qualify, convert your grant at any time to a war veteran's grant. The amount of the war veteran's grant is slightly more than the disability or old age grant.

INSTRUCTIONS:

HOW TO APPLY FOR THE GRANT?
You can apply for the disability grant by filling in an application form at your nearest South African Social Security Agency (SASSA) office or counter service point of a Regional Office. You do not need to pay anything to make the application.

You will be interviewed, have your fingerprints taken, and given information on whether you qualify for the grant. You will need to have certain documents and provide some information, including:

Your South African identity document (ID), which must be bar-coded
Information about your marital status:
If you are single, an affidavit stating that you are single
If you are married, your marriage certificate
If you are divorced, your divorce order
If your spouse is dead, your spouse's death certificate
Information about your income and assets:
If you were employed, your Unemployment Insurance Fund (UIF) ('blue book') or discharge certificate from your previous employer
If you have a private pension, proof of the private pension
If you have a bank account, your bank statements for three consecutive months
If you have investments, information on the interest and dividends you earn
If your spouse died within the last five years, a copy of the will and the first and final liquidation and distribution accounts.

You will also have to undergo a medical examination. The degree of your disability will be assessed either by a doctor appointed by the state. You should bring along any previous medical records and reports both when you make the application and when the assessment is done. The doctor will complete a medical report and will forward the report to the Department. The report is valid for three months from the date you are assessed.

When you make the application, you should say how you would like the money to be paid. The money can be paid out in cash on specific days at a Pay Point, or you can get the money paid electronically into your bank account. Remember that normal bank charges apply to any money going in and out of your bank account. You can decide to change the payment method at any time by filling in a form at a Welfare office, but the change will only happen a month later.

It will take about thirty working days for your application to be processed and checked, once the medical report is received, and either approved or refused. If your application is refused you will get a letter explaining why it has been refused and how you can appeal.

If it is approved you will start getting payments within 3 months. The payments will be backdated to the day you applied for the grant. You can find out what has happened to your application and when you can expect payment by telephoning the SASSA toll-free number on 0800 601 011.

The disability grant will be cancelled if you die, if you are admitted to a state institution, or if your income or assets improve so much that you no longer qualify in terms of the means test, or, in the case of a temporary disability grant, when the period of the temporary disability had lapsed. You must inform the Department if any changes in your circumstances.



Source: http://www.westerncape.gov.za/eng/directories/services/11586/47485

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Monday, 11 June 2012

Important Things You Must Know About Minority Grants for College

Things You Must Know About Minority Grants for College

If you belong to the monitory community such as the African American, Hispanic or the American Indian community, you can apply for ethnic minority College grants to fund your education. There are other non-ethnic minority grants as well for individuals who have disabilities or for women.

Both federal and private bodies offer Minority grants for college education every year. Moreover, millions of dollars are offered annually in grants for minorities to pursue different levels of degree programs including:

Undergraduate
Graduate
PhD

Never the less, these College grants are made to allow minority students a chance to pursue any education without the constraints of funding. Several grants are made to support minority students who have demonstrated continual commitment towards their cultural community in order to guide them to improve their social status.

Important points you must know

Before you apply for Minority grants for college, you must know the following points.

The Free Application for Financial Student Aid (FAFSA) is the most significant resource for you to apply for minority College grants. You can visit FAFSA's website to get information on a wide range of financial helps including grants. This can include:

Grants
Loan
Scholarships

The Federal Student Aid is a part of the Department of Education and it annually processes more than 14 million applications. And, the funds are funded by the federal government to help students from all communities to pursue education higher than the high school.

2. The Minority grants for college are divided into:

Undergraduate education
Graduate education
For women

And, there are further sections for minorities who want to pursue college education in specific field like:

Medicines
Engineering
Computer science
History
Ethnic studies

These grants can be availed by minority students such as high school seniors who are going to college, and undergraduate and graduate minority students.

Most of the College grants for minority students are either need-based or merit-based. You would have to provide relevant information while applying. And, this includes your financial information including your income and tax details comprising of:

Federal tax return
W2
Value of Stocks and bonds

Provide as much information as possible to ensure that your application doesn't get rejected. Another important thing is to apply to maximum number of sources and to do so as early as possible. Moreover, the earlier your application reaches the authorities, the higher your chances of getting the Minority grants for college will be.


Source: http://EzineArticles.com/6912092

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Thursday, 7 June 2012

Disability Grants for College

Disability Grants for College

Grants

Even though the government doesn’t offer any individual student grants geared toward the needs of disabled students, there are nevertheless federal grant opportunities these students may be able to qualify for if they meet the financial need. The largest of the federal grant programs is the Pell Grant. It awards students up to $4,000 for every academic year if they meet the financial need. For the 2008-2009 school years, the average annual cost of an education was $6,500. College expenses would have been cut in half for students who applied and were granted the Pell Grant.

There are three other federal grants worth mentioning that disabled students could apply for including the Supplemental Educational Opportunity Grant, National SMART Grant and the Academic Competitiveness Grant. These of course depend upon what course of study the student intends on pursuing and their eligibility. These, along with the Pell Grant, would definitely pay for a student’s full college education. For more information on federal grants, go to www.fafsa.ed.gov

Types of Disability Grants

You can look through local, regional, national and state institutions to find disability grants. If you need help for these resources, your prospective college should have a disability support service office where you can go for more information and referrals.

Don’t wait until you receive and admissions decision or you may miss the opportunity to apply for grants.

Many disabled students are qualified to receive grants which target minority students. They do this because these students are thought to be underrepresented. Here are the types of disabilities students are often given grants for.

Mental Health

There are often college grants available for students who have a mental or neurological disability like autism or depression. One such organization is the Schwallie Family Scholarship Program which supports students with autism or Asperger Syndrome who want to pursue a higher degree of education. For more information on this program visit this site at ResearchAutism.Org

Physical Illness

The Omaha’s Crawford Scholarship is awarded to students attending The University of Nebraska. It is awarded from the college itself to students with a physical disability and is based on financial need. For more information on the Omaha Crawford Scholarship visit Unl.Edu

There is a Florida program and a national program held by the ChairScholars Foundation which provides financial support to those with a physical disability. The award amount varies. However, the national program does offer an amount up to $20,000 which goes toward expenses for higher education. If you’re interested in this program, more information can be found at www.chairscholars.org

Sensory

Grants are also available for the blind and deaf. For example, the Alexander Graham Bell Association for the Deaf and Hard of Hearing offers a range of grants in the amount of $1,000 to $10,000 for those students who were diagnosed with a hearing condition before the age of seven. Blind students who wish to go to college may qualify for the Reggie Johnson Memorial Scholarship offered by the Association of Blind Citizens in the amount of $1,000 to $2,000.


Considerations

There are things to consider before applying for grants. Many programs have specific requirements regarding disability eligibility. You may need a signed verification form from a doctor and proof of disability such as when you became disabled possibly from social security. It’s important to get these documents in on time before applying.

Scholarships

There are many opportunities for disabled students to receive both grants and scholarships. These are awarded by institutions and foundations all the time. In fact, the National Federation of the Blind is known for awarding scholarships in the amount of $12,000 per year. There is an annual scholarship in the amount of $3,000 given out by the Schwallie Family Scholarship Program for students with autism.

Another important scholarship awarded every year for those students in wheelchairs which goes to help them pay for supplies and books, is the AmeriGlide Achiever Scholarship. There are also several other organizations which offer financial aid to disabled students. For more information on scholarships check out this website.

IDEA

Institutions receive federal money through a government program called the Individuals with Disabilities Education Act or IDEA. This act helps both universities and colleges become more accessible to the needs of the disabled making the academic environment equal for everyone. It allows them to have adequate housing as well. One important thing to remember before starting college is to inform the school that the student is disabled before the year begins so necessary accommodations can be arranged.

Other Financial Considerations

There are other forms of financial assistance available to disabled students other than grants and scholarships. Things like loans and work-study programs. There are many designed just for students with disabilities. Some students combine these programs to pay for their financial expenses through college. The best place to start is through the financial aid office at your prospective college. Check with the administrator for more information regarding your options to see what is available in your state, what your school offers and what you may qualify for from outside resources.

Federal Programs

Pell Grant

These are just available to undergraduate students and you are not required to pay them back.


Federal Stafford Loan

These are based on need and are offered to undergraduate and graduate students. Their loan amount varies every year and it must be repaid. Interest on this loan is a variable rate. If the student qualifies for the subsidized Stafford loan, the interested will be paid by the government while he/she is in school and during any grace period or deferments. This loan is based on financial need.


Federal PLUS Loan

This loan is subsidized and paid to the student’s parents. If the parent’s don’t qualify for the PLUS loan or the student is an independent, they can always apply for more Stafford Loans. The interest on the PLUS loan is also variable.

Campus-Based Programs

Undergraduates can receive the Federal Supplemental Educational Opportunity Grant. Amounts vary each academic year.Federal Work-Study Programs are offered to both undergraduate and graduate students. This allows them the opportunity to earn money to cover the cost of educational expenses.

Perkins Loans are loans with low interest that have to be repaid. The maximum loan amount for graduate students is higher than it is for undergraduates on an annual basis.If you would like more information on federal student aid programs or would like to fill out an application online, visit www.fafsa.ed.gov or www.student.ed.gov.

General Awards

Awards are gifts in the form of money given on the student’s behalf for their academic achievements, background, interests and criteria. When you first start searching for awards or scholarships, ask your parents to check with their employers, check local organizations, the high school guidance counselor and the financial aid office at the college.

Also look at the local library and pay a visit to the department chairman at the school you’ll be attending.


Employers

It may be a good idea for your parents to check with the administrative office where they work to see if they are offering financial aid opportunities, scholarships, or tuition reimbursement for the children of their employees. If you are an employee yourself or volunteer somewhere, see if that company offers such a program.

Religious Groups

Check to see if your church may offer a scholarship program. Some churches do offer them.

Professional and Social Organizations

Places like the Elk Club, AFLCIO and Teamsters all offer millions of dollars every year in scholarships for both members and their children. If you don’t happen to be a member, look around for organization offering scholarships in the field you’ve chosen to study.

Chamber of Commerce


There may be smaller grants and scholarships available for local college students through your local Chamber of Commerce especially if you are pursuing a business degree.

Disability.gov

One site worth checking out is disability.gov. This site is one of the leading resources for disabled students wanting to further their education. Once you’re on the site, simply register and begin searching for loans, grants and scholarships. It is a site with other topics on disability, but the section on education is extremely informative. Here are a list of sections and topics worth checking out.

News and Events

The news and events section shows what’s going on at various colleges and universities. It has links to articles you can read and lesson programs you can download. You can see webcasts from the Autism Center for Excellence. These are very informative and you’ll have the opportunity to chat with the participants and presenters after the webcast is over.

Student Resources

This section provides students with information on services to help them succeed. It includes support, help with accommodations, preparation for college, work, and development and leadership programs are also available.

Parent Resources

This section is designed just for the parents. It includes an early intervention service, detailed information on rights and laws that protect their disabled student and transition support.

Educator Resources

These resources help aid in the teaching of both children and adults who have disabilities. They include instructional strategies, parent collaboration techniques, and professional development and student support services.

Financial Aid

Of course, this site will also help students find loans, scholarships and grants. You’ll find several links to help you in your search for college funding.

Visit to: http://grantsdisabled.blogspot.com/


Source:http://www.studentgrants.org/disability/


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Tuesday, 5 June 2012

Government Lends A Helping Hand

Government Lends A Helping Hand

The growth in magnitude of mono parents is rising steadily. Such a growth is witnessed not alone in US, but all other countries as well.

Parenting children all alone is an arduous and amenable job, considering the fact that raising children, companionless is an uphill task. This is why, gutsy and liable personalities vote for it.

In accordance with a public canvass conducted, when provided with an opportunity, a high margin of US population opted for parenting their children companionless, single handedly. This derives to a conclusion that, people aren't destined to parent singly, but rather, it is an option willingly chosen by them.

Monetary Aid

Realizing the hardships of raising children solely and alone, the government renders financial backup to those indigent mono parents, thus minimizing their strain and endurance.

These government aids are available for the people of the society, specifically for indigent spouseless parents.

For mono parents seeking monetary help, to apply for the financial aid, should get hold of the document for appealing for the grant, from the City Hall in the vicinity. The answers for the queries should be inscribed and it ought to be legitimate as the data will be checked and will be the groundwork for accrediting their claim for the above mentioned.

Though these monetary grants are accessible by any mono parent, there are specifications and conditions for applying, to secure the capital from money minded clan.

Mono parents who get copious amount of amends and income, sufficient to assist the children at ease and even in a lavish manner, cannot avail the monetary help rendered by the administration.

Conditions Apply

To certify for the help extended by the regime, primarily, the mono parent's marriage should have been annulled. Else, the other parent should have long ago kicked the bucket or is impaired or crippled.

The administration and professionals, assuming that financial parental aid, to the child, in such situations is impracticable, they offer financial parenting.

Further, considering that a period of 365 days is enough to sense relinquishment, a parent, singled out due to abjuring of the child by the other parent, is as well certified to apply for the aid.

Financial help is provided for single parents, when in a situation that the other parent being imprisoned or if the child is born to an unmarried couple.

Another instance, a swiftly escalating case, is when one of the parents, other than the parent who presently guards the child, is unidentified.

Children and parents singly raising children, in the below criteria, are unfit to aspire for monetary guidance or aid from the government.

- If because of the mono parent or both mom and dad, the child is a beneficiary for holdings or allowance.

- Auxiliary disability pension is obtainable by the mono parent for his affliction or due to him having children.

- Guardian or daycare takes over the charge of being a parent in disguise to the child.

- If the mono parent's current companion takes care of the child. Couples united by common-law marriages come under this reservation.

- Public pension benefits can be obtainable by the mono parent who presently takes care of the child.

Though funds are provided for these mono parents, they ought to realize that, more than money, the care and emotional back up is more vital and superior to any aid rendered by the regime of the country the indigent mono parents.

Visit to: http://grantsdisabled.blogspot.com/


Source: http://www.articlesbase.com/parenting-articles/indigent-single-parents-government-lends-a-helping-hand-740376.html


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