Disablity Grants For Childrens
It is generally misconstrued that there are no programs that cater to the needs of disabled children. This is not true. The Social Security Administration (SSA) offers two programs that work towards providing benefits to these children with disabilities. The programs are Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI).
Conditions for a Grant for Disabled Children
The conditions on which these disability benefits for children are granted are varied.
The Supplemental Security Insurance (SSI) has certain set income limits. In order for your child to be applicable for the disability benefits, the family income should not be more than $2000 on the whole. For this the SSI will take into account the family income, the bank account savings, other assets like properties, etc. If the total income is seen to exceed $ 2000 then the child is considered ineligible.
The payments to the disabled children are made on a monthly basis. These payments continue till the time the child turns eighteen. After which they are discontinued under the children's disability program because then the policy is evaluated under the adult listing category. The amount of payment depends on the family income.
A child is considered disabled if his condition is such that he cannot involve himself in age appropriate activities like playing, etc. It therefore confines his functionality. This condition should last for a minimum of 1 year or should be expected to lead to death.
Prior to a hearing for availing disability benefits for children, the attorney will gather copies of a child's IEPs (Intensive English Program), achievement and testing reports, grade reports and fill out questionnaires from the child's teachers.
The condition of the child is reviewed by the Social Security Administration (SSA) every 3 years. This is done in cases when the child's condition is expected to improve. Thus reviewing becomes necessary because if the child's condition improves then he would no longer be applicable for the same.
The Social Security Administration reviews the condition of the child when he officially becomes an adult (18 years). If the child is still considered disabled, then adult SSDI benefits will be continued to be given. In that case all the benefits applicable in case of 'Adult SSDI benefits' shall apply. For example, these benefits are given to those who have been regularly paying the social security taxes and have become disabled recently.
A child may also get these benefits if his parents were receiving the disability benefits and have died. These are called 'adult child' benefits. These benefits are given to those who have become disabled before they turned 22, thus being unable to build a work record. In such a case, where the parents have been paying social security taxes, the SSA grants these benefits as an insurance coverage for those services. It is considered as a child's benefit because it is paid as a part of the parents social security taxes.
When a child becomes eligible to receive SSI benefits he will be automatically enrolled for the Medicaid program of your state. This program will help you to make payments and afford the prescription medicines and/or other medical expenses involved. One can also see if there is a possibility to qualify for food stamps, which will go a long way in helping one out.
Disability benefits for children is definitely a great help for families who have disabled children. Knowing that there are programs and grants which are drawn out to help such children is a comforting feeling for people who have to suffer through the pain.
By Rujuta Borkar
source - buzzle.com/articles/disability-benefits-for-children.html
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Even though the government doesn’t offer any individual student grants geared toward the needs of disabled students, there are nevertheless federal grant opportunities these students may be able to qualify for if they meet the financial need. The largest of the federal grant programs is the Pell Grant. It awards students up to $4,000 for every academic year if they meet the financial need. For the 2008-2009 school years, the average annual cost of an education was $6,500. College expenses would have been cut in half for students who applied and were granted the Pell Grant.
There are three other federal grants worth mentioning that disabled students could apply for including the Supplemental Educational Opportunity Grant, National SMART Grant and the Academic Competitiveness Grant. These of course depend upon what course of study the student intends on pursuing and their eligibility. These, along with the Pell Grant, would definitely pay for a student’s full college education. For more information on federal grants, go to www.fafsa.ed.gov
Types of Disability Grants
You can look through local, regional, national and state institutions to find disability grants. If you need help for these resources, your prospective college should have a disability support service office where you can go for more information and referrals.
Don’t wait until you receive and admissions decision or you may miss the opportunity to apply for grants.
Many disabled students are qualified to receive grants which target minority students. They do this because these students are thought to be underrepresented. Here are the types of disabilities students are often given grants for.
There are often college grants available for students who have a mental or neurological disability like autism or depression. One such organization is the Schwallie Family Scholarship Program which supports students with autism or Asperger Syndrome who want to pursue a higher degree of education. For more information on this program visit this site at ResearchAutism.Org
The Omaha’s Crawford Scholarship is awarded to students attending The University of Nebraska. It is awarded from the college itself to students with a physical disability and is based on financial need. For more information on the Omaha Crawford Scholarship visit Unl.Edu
There is a Florida program and a national program held by the ChairScholars Foundation which provides financial support to those with a physical disability. The award amount varies. However, the national program does offer an amount up to $20,000 which goes toward expenses for higher education. If you’re interested in this program, more information can be found at www.chairscholars.org
Grants are also available for the blind and deaf. For example, the Alexander Graham Bell Association for the Deaf and Hard of Hearing offers a range of grants in the amount of $1,000 to $10,000 for those students who were diagnosed with a hearing condition before the age of seven. Blind students who wish to go to college may qualify for the Reggie Johnson Memorial Scholarship offered by the Association of Blind Citizens in the amount of $1,000 to $2,000.
There are things to consider before applying for grants. Many programs have specific requirements regarding disability eligibility. You may need a signed verification form from a doctor and proof of disability such as when you became disabled possibly from social security. It’s important to get these documents in on time before applying.
There are many opportunities for disabled students to receive both grants and scholarships. These are awarded by institutions and foundations all the time. In fact, the National Federation of the Blind is known for awarding scholarships in the amount of $12,000 per year. There is an annual scholarship in the amount of $3,000 given out by the Schwallie Family Scholarship Program for students with autism.
Another important scholarship awarded every year for those students in wheelchairs which goes to help them pay for supplies and books, is the AmeriGlide Achiever Scholarship. There are also several other organizations which offer financial aid to disabled students. For more information on scholarships check out this website.
Institutions receive federal money through a government program called the Individuals with Disabilities Education Act or IDEA. This act helps both universities and colleges become more accessible to the needs of the disabled making the academic environment equal for everyone. It allows them to have adequate housing as well. One important thing to remember before starting college is to inform the school that the student is disabled before the year begins so necessary accommodations can be arranged.
Other Financial Considerations
There are other forms of financial assistance available to disabled students other than grants and scholarships. Things like loans and work-study programs. There are many designed just for students with disabilities. Some students combine these programs to pay for their financial expenses through college. The best place to start is through the financial aid office at your prospective college. Check with the administrator for more information regarding your options to see what is available in your state, what your school offers and what you may qualify for from outside resources.
These are just available to undergraduate students and you are not required to pay them back.
Federal Stafford Loan
These are based on need and are offered to undergraduate and graduate students. Their loan amount varies every year and it must be repaid. Interest on this loan is a variable rate. If the student qualifies for the subsidized Stafford loan, the interested will be paid by the government while he/she is in school and during any grace period or deferments. This loan is based on financial need.
Federal PLUS Loan
This loan is subsidized and paid to the student’s parents. If the parent’s don’t qualify for the PLUS loan or the student is an independent, they can always apply for more Stafford Loans. The interest on the PLUS loan is also variable.
Undergraduates can receive the Federal Supplemental Educational Opportunity Grant. Amounts vary each academic year.Federal Work-Study Programs are offered to both undergraduate and graduate students. This allows them the opportunity to earn money to cover the cost of educational expenses.
Perkins Loans are loans with low interest that have to be repaid. The maximum loan amount for graduate students is higher than it is for undergraduates on an annual basis.If you would like more information on federal student aid programs or would like to fill out an application online, visit www.fafsa.ed.gov or www.student.ed.gov.
Awards are gifts in the form of money given on the student’s behalf for their academic achievements, background, interests and criteria. When you first start searching for awards or scholarships, ask your parents to check with their employers, check local organizations, the high school guidance counselor and the financial aid office at the college.
Also look at the local library and pay a visit to the department chairman at the school you’ll be attending.
It may be a good idea for your parents to check with the administrative office where they work to see if they are offering financial aid opportunities, scholarships, or tuition reimbursement for the children of their employees. If you are an employee yourself or volunteer somewhere, see if that company offers such a program.
Check to see if your church may offer a scholarship program. Some churches do offer them.
Professional and Social Organizations
Places like the Elk Club, AFLCIO and Teamsters all offer millions of dollars every year in scholarships for both members and their children. If you don’t happen to be a member, look around for organization offering scholarships in the field you’ve chosen to study.
Chamber of Commerce
There may be smaller grants and scholarships available for local college students through your local Chamber of Commerce especially if you are pursuing a business degree.
One site worth checking out is disability.gov. This site is one of the leading resources for disabled students wanting to further their education. Once you’re on the site, simply register and begin searching for loans, grants and scholarships. It is a site with other topics on disability, but the section on education is extremely informative. Here are a list of sections and topics worth checking out.
News and Events
The news and events section shows what’s going on at various colleges and universities. It has links to articles you can read and lesson programs you can download. You can see webcasts from the Autism Center for Excellence. These are very informative and you’ll have the opportunity to chat with the participants and presenters after the webcast is over.
This section provides students with information on services to help them succeed. It includes support, help with accommodations, preparation for college, work, and development and leadership programs are also available.
This section is designed just for the parents. It includes an early intervention service, detailed information on rights and laws that protect their disabled student and transition support.
These resources help aid in the teaching of both children and adults who have disabilities. They include instructional strategies, parent collaboration techniques, and professional development and student support services.
Of course, this site will also help students find loans, scholarships and grants. You’ll find several links to help you in your search for college funding.
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Tuesday, 5 June 2012
The growth in magnitude of mono parents is rising steadily. Such a growth is witnessed not alone in US, but all other countries as well.
Parenting children all alone is an arduous and amenable job, considering the fact that raising children, companionless is an uphill task. This is why, gutsy and liable personalities vote for it.
In accordance with a public canvass conducted, when provided with an opportunity, a high margin of US population opted for parenting their children companionless, single handedly. This derives to a conclusion that, people aren't destined to parent singly, but rather, it is an option willingly chosen by them.
Realizing the hardships of raising children solely and alone, the government renders financial backup to those indigent mono parents, thus minimizing their strain and endurance.
These government aids are available for the people of the society, specifically for indigent spouseless parents.
For mono parents seeking monetary help, to apply for the financial aid, should get hold of the document for appealing for the grant, from the City Hall in the vicinity. The answers for the queries should be inscribed and it ought to be legitimate as the data will be checked and will be the groundwork for accrediting their claim for the above mentioned.
Though these monetary grants are accessible by any mono parent, there are specifications and conditions for applying, to secure the capital from money minded clan.
Mono parents who get copious amount of amends and income, sufficient to assist the children at ease and even in a lavish manner, cannot avail the monetary help rendered by the administration.
To certify for the help extended by the regime, primarily, the mono parent's marriage should have been annulled. Else, the other parent should have long ago kicked the bucket or is impaired or crippled.
The administration and professionals, assuming that financial parental aid, to the child, in such situations is impracticable, they offer financial parenting.
Further, considering that a period of 365 days is enough to sense relinquishment, a parent, singled out due to abjuring of the child by the other parent, is as well certified to apply for the aid.
Financial help is provided for single parents, when in a situation that the other parent being imprisoned or if the child is born to an unmarried couple.
Another instance, a swiftly escalating case, is when one of the parents, other than the parent who presently guards the child, is unidentified.
Children and parents singly raising children, in the below criteria, are unfit to aspire for monetary guidance or aid from the government.
- If because of the mono parent or both mom and dad, the child is a beneficiary for holdings or allowance.
- Auxiliary disability pension is obtainable by the mono parent for his affliction or due to him having children.
- Guardian or daycare takes over the charge of being a parent in disguise to the child.
- If the mono parent's current companion takes care of the child. Couples united by common-law marriages come under this reservation.
- Public pension benefits can be obtainable by the mono parent who presently takes care of the child.
Though funds are provided for these mono parents, they ought to realize that, more than money, the care and emotional back up is more vital and superior to any aid rendered by the regime of the country the indigent mono parents.
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