Housing Grants For Disabled Women

Housing Grants For Disabled Women

The real estate market has exploded in recent years. With skyrocketing prices, many people have been left out of the market, unable to afford even the most basic home. This is even truer for disabled women around the country. However, you can get help to buy a home and even get a grant to make home improvements. Housing grants for disabled women are an important step in making the dream of home ownership possible for everyone in the country.

When you're thinking of getting a housing grant, check with many different government and private groups that dedicate funds to underprivileged homebuyers. State, local, and national government grant programs can all be used to help fund your new home. Talk to everyone that you can and apply for as many grants as you can to ensure that you're successful in finding the funding you need to afford a home in this expensive real estate market.

Grant programs for disabled women also offer assistance in terms of tools and labor for renovating homes that are in a poor condition. You may not be able to buy yourself that mansion, but you'll be able to buy an affordable home that can be restored and made into your own personal paradise. Talk to government agencies about grants that cover construction costs and other necessary costs to bring your new home up to standards.

If you are a disabled woman looking for housing around the country, you'll be able to have access to many private and public grants that are designed specifically for you. Take the time to search online and visit government agencies in your city to discover the options available to you.

Home ownership for women who are disabled doesn't have to be a dream anymore. With a little hard work and patience, you'll be able to find the funding you need for your new home, and also have enough to make the necessary repairs to make your new place look just like new. Take advantage of these amazing programs today.

The government gives out billions of dollars in free money in grants every year, why aren't you getting any? Check Just Grants  to find out about the many different types of grants available, from small business grants  to educational grants and many more kinds of grants.

 Visit to :http://grantsdisabled.blogspot.com/

Source: http://EzineArticles.com/1332368

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Both sides of Minority Grants

Green Jobs effort continues

Obama and many other government officials are pushing for business to go green and are making more "green jobs" available. The jobs are being sourced towards helping out the minorities in less-fortunate communities and plan to help both the surrounding environment, economy and community will thrive as a result. Unfortunately, there is a small interest seeming to be found amongst these communities, which is why the government has been instituting grants in to make the deal seem more enticing. Though they don't have a great interest in the issue, it doesn't mean that they don't care. It is more so attributed to the fact that no one or anything has spurred the interest and living urban and suburban cities doesn't allow for many encounters with nature. These grants will give them both a reason to learn and all the resources to obtaining green jobs that they can take with them to any job. Even though there aren't a great amount of business with "green jobs", but with the direction our president is heading us, newer generations might take it on as a top priority.
“This is the sleeper civil and economic issue of the 21st century,” said Wade Henderson, president and CEO of the Leadership Conference for Civil Rights. “And it’s the first real opportunity for the African-American community to be involved in a transformative effort that is shaping our economy and the global economy as well. “The issue is not green jobs; the issue is any job,” Henderson told the audience. “In times of famine, there is no bad bread. Our community is in a crisis and employment of any kind, but especially employment in an emerging economy is important.”

HUD out of luck

The Housing and Urban Development Program is known for its efforts to renovate/build houses to green standards in minority communities by providing all kinds of grants, but they have other subsidiaries that also carry out those tasks, such as ACORN(Association of Community Organizers for Reform Now) who receive their funds from HUD. This is set to change as the Senate had an amendment passed due to suspected fraudulent activities. The issue on hand is that two filmmakers are believed to had dressed as a pimp and an associate obtaining information on how to use a mortgage to start a brothel and how to evade the IRS. The question at hand is,"Who is at fault?". The employees that had given out the information were fired, but why did the suspected filmmakers go inside in the first place. Well unfortunately, there is no answer to that question, but it was speculated that the filmmakers were inspired by special interests. When it comes down to it, it is hard to see how the Senate can regulate who the funding goes to, but there is a slew of guidelines that are regulated by the federal government that they must follow, even though they are giving out grants.
In a statement on his Senate Web site, Johanns said," The amendment’s passage was a bipartisan move to stop tax dollars from supporting fraudulent organizations and activities."

Visit >>>http://grantsdisabled.blogspot.com/

Tag: both sides of minority grant, disability grant, how to apply the grant

Source: hubpages

Federal Grants For the Disabled - Helping You Get Through a Tough Time

You just need to know what they are, who is eligible and how to get them:

What they are
These federal grants are financial grants given to people who are disabled in one particular way or another. These are not easy to come by, however, as there are strict rules and guidelines attached to the money. Even the most eligible candidates for a grant are subject to intensive scrutiny and accounting of expenses.

Who is eligible
The topic of eligibility varies according to who gives the money. Some foundations and programs hand out federal grants for the disabled who have great difficulty adjusting to their conditions, while other foundations and programs hand out money only to victims of specific disabilities, like spinal damage or the loss of a limb. Other factors include extent of disability, potential sources of livelihood, support from relatives or outside sources, inheriting properties, etc.

How to get them
This is arguably the hardest part of the process of securing a grant. You first need to know which government grants are open to applicants, secure an application kit online or by mail, fill up the application, then toss in a letter or two for good measure. This all sounds easy on paper, but actually getting federal grants for the disabled is a process that requires intimate knowledge of the ins and outs of grants.

This is why there are agents who specialize in assisting people obtain a grant. They are constantly up-to-date with opening and closing grants and are intimately familiar with the ins and outs of applying for a grant. Seek their assistance if you are interested in applying for a federal grant.

Visit >>>http://grantsdisabled.blogspot.com/

Tag: federal grants for the disabled people, disability grant

Source: Ezine

Smith College: Fellowships

Smith College: Fellowships

ALTERNATE SCHOLARSHIP RESOURCES

Scholarship Web Sites

This section contains a listing of website links to and reference books of countless fellowships and related opportunities, where you might find what you seek. Duplication of data is unavoidable.

OVERVIEW OF FELLOWSHIPS PROGRAM

Smith College runs support programs in collaboration with several major fellowship foundations.

Introduction to the Program: First gain a general understanding of fellowships, what it takes to succeed, and find out about the avenues offered through Smith.

Successes and News: See how well Smith students and alumnae have fared in past competitions. Read the latest news and reports from the field.

Benefits from Applying: Learn about the many byproducts, derived from the process of applying for a fellowship, that promise value gained from the effort invested.

ALTERNATE SCHOLARSHIP RESOURCES

This section of the Smith Fellowships website is provided as a courtesy to those seeking funding assistance for various academic and related purposes that are not covered by the Fellowships Offered Through Smith section of this website. It is in response to the innumerable requests for information about additional scholarship resources. The information contained herein is presented in an informal manner.

The content of Alternate Scholarship Resources derives mainly from information that comes our way from a variety of sources. While most of these sources are known to be reliable, the Smith Fellowships Program does not and cannot vouch for any specific content of Additional Scholarship Resources. One rule of thumb is to steer clear of any scholarship organization that requests money from you.

This is a resource for your own research purposes. Because there are a lot of links here that can take a lot of time examining, an attempt has been made to order the information as per the division headings. The CDO, Student Affairs, The Sophian online, Neilson Library and Student Financial Services also maintain databases, links and information of similar or related scholarships.

Please excuse typos and other minor errors as the content for this section has mostly been pasted in from other sources with minimal editing. Smith College does not necessarily support any comments expressed herein as they are often personal opinions only and therefore no claim as to their factuality is in any way implied.

source- http://www.smith.edu/fellowships/overview.php
Visit to- http://grantsdisabled.blogspot.com/

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Council for Exceptional Children (CEC)

Council for Exceptional Children (CEC)

Early Bird Deadline is fast approaching
The CEC 2012 Convention & Expo, is April 11-14 in Denver -- have you registered yet? The clock is ticking: Register by Jan. 17 to save up to $100 off onsite registration with the Early Bird Discount.

Time for your free Tool of the Week: How Would I Feel? Worksheet
CEC's Tool of the Week is a free resource from CEC's first-rate publications that you can use NOW.Subscribe to Tool of the Week and you'll find a free tool in your inbox every Monday morning.

CEC Member, NCSER head Speece on special education research agenda
Deborah Speece, new Commissioner of the National Center for Special Education Research (NCSER), talkswith CEC Today about the agenda for special education research and the importance of remaining faithful to the research in the classroom.

CEC's Perspective on NCLB after 10 years
The No Child Left Behind (NCLB) Act is turning 10 this year. CEC was honored to be featured in Education Week's compilation of essays by education thought leaders sharing their perspectives on what the controversial law has meant to students, educators, and families.

Reality 101: Anticipation of the future
Richard shares his concerns about moving his students to the Common Core State Standards.

Sir Ken Robinson to Keynote CEC's 2012 Convention & Expo
Sir Ken Robinson, an internationally recognized leader in the development of education, creativity, and innovation, and author of the New York Timesbestselling book The Element: How Finding Your Passion Changes Everything, will be keynote speaker at CEC's Convention & Expo.

CEC approves of Senate bill limiting restraint, seclusion
Sen. Tom Harkin has introduced the “Keeping All Students Safe Act,” to ensure students will “never be subjected to abusive or violent disciplinary strategies or [be] left alone and unsupervised.” The bill will set long-overdue standards to protect children from physical and psychological harm and ensure a safe learning environment for teachers and students alike.
Read CEC’s comments in Education Week
Read CEC’s policy on restraint & seclusion

CEC shares concerns about research budget with Ed Week
Senior director for Policy and Advocacy Lindsay Jones calls funding for NCSER the "engine for innovation," for special education and worries it will face further cuts.

Urge Congress to Restore Funding for Special Education ResearchWhile everyone has been forced to cut back, some changes have been more drastic than others. One area of real concern for the field of special education is research funding, which took a disproportionate hit in 2011 and must be restored. The fight isn't over - join us today! Send a message to Congress, telling them to restore funding for special education research now.

Meet CEC's new Board of Directors
The votes have been tallied and here are the results!  Meet our new board members, chosen from a field of extremely well qualified candidates who all displayed a deep commitment to the future of CEC and special education.

Ignoring the needs of disadvantaged students
A front-page Washington Post piece highlights the lack of diversity among the country's academic elite.  CEC's response to the piece  outlines the nation-wide implications for ignoring such talent and points out a key proposal that is lying dormant in Congress that would right this wrong.
Read CEC's response to the Post piece
Read the Washington Post pieceRead more about the Talent Act

Registration and Housing Now Open for the CEC 2012 Convention & Expo
CEC and the CEC 2012 Convention Program Chair, Dr. Douglas Cheney, invite you to join us for the premier professional development event dedicated to special and gifted education: the CEC 2012 Convention & Expo, April 11-14 in Denver. Learn more and register now.

CEC Seeks New Assistant Executive Director for Professional Development Services
The Assistant Executive Director for Professional Development Services, under the general direction of the Executive Director, is responsible for the leadership, direction and day-to-day management of all professional development service matters for the Council for Exceptional Children. View the full job description and requirements.

NCLB/ESEA Reauthorization Underway
Watch this space for information and updates on the reauthorization NCLB/ESEA, as well as opportunities to lend your voice to the process.  More details are always available on CEC's Policy Insider Blog.

Source: cec.sped.org

Disabled Facilities Grants Help

Disabled Facilities Grants

A Disabled Facilities Grant is a local council grant to help towards the cost of adapting your home to enable you to continue to live there. A grant is paid where the council considers the changes necessary to meet your needs - and is happy that the work is reasonable and practical.

Who is eligible for a Disabled Facilities Grant?

You can claim if you, or someone living in your property, is disabled and:

• you, or the person on whose behalf you are applying, are either the owner or tenant (including licensees) of the property
• you can certify that you, or the person on whose behalf you are applying, intend to occupy the property as your/their only or main residence throughout the grant period - currently five years

A landlord can apply on behalf of a disabled tenant.

What you can use it for

A grant can be used for essential adaptations to give you better freedom of movement into and around your home and/or to provide essential facilities within it.
If you are disabled, acceptable types of work include:

• widening doors and installing ramps
• providing or improving access to rooms and facilities - for example, by installing a stair lift or providing a downstairs bathroom
• improving or providing a heating system which is suitable for your needs
• adapting heating or lighting controls to make them easier to use
• improving access to and movement around the home to enable you to care for another person who lives in the property, such as a child

An occupational therapist will look at your circumstances and can recommend the type of adaptation(s) needed.
The housing or environmental health department of your local council will be able to give you detailed information when you apply for a Disabled Facilities Grant.

• Find your local council

How much do you get?

The amount paid is usually based on a financial assessment (a 'means test') of your average weekly income in relation to your outgoings - or 'assessed needs'. However, there is no means testing for families of disabled children under 19.
Means testing will take into account savings above a certain limit, but certain benefits - including Disability Living Allowance and/or Income Support - are generally ignored.
If you have a partner, your combined income will be assessed jointly. Capital is included in the means test. The first £6,000 of savings is disregarded.
A range of premiums and allowances is used for all essential outgoings, for example, rent/mortgage and personal expenditure. Actual outgoings are not taken into consideration.
Depending on the outcome of this assessment the amount of financial assistance offered can vary from 0 to 100 per cent of the cost.

How the award is worked out

The award works as follows:

• if your income is less than your assessed needs you will not normally need to contribute to the cost of the works
• if your income is more than your assessed needs, a proportion of your income will be used to calculate what size loan you could contribute towards the cost of the works
• if this assessed loan amount is less than the cost of the works, the difference between the two is paid as a Disabled Facilities Grant

Maximum grant amount

£25,000 per application is the maximum Disabled Facilities Grant that a council is required to pay in England - less any assessed contribution from you.
If the cost of the eligible works is more, the council can use discretionary powers to increase the grant.

source:www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Disabledpeople/DG_10018715

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Using the disability grants to pay off your debts

Using the disability grants to pay off your debts

If you are disabled and if you are not able to join a job as a result of your disability, you can try to get the disability grants from the government. The disability grants are offered by the federal and also the state and local governments. If you are able to get these grants, you can even use that money for your everyday expenses and also to pay off your debts. One of the best ways to pay off the debts (unsecured) by using the disability grants is by opting for consolidation of debt. This is going to reduce the number of debts that you have and the interest rate on the debt and thus, you will easily be able to use the money from the disability grants and become debt free.http://grantsdisabled.com/

Disability grants and debt pay off
If you want to receive a grant from the government, you will have to be in the most dire-some circumstances. For example, you will have to have no assets like no collateral so as to repay the debts that you have. In addition, you will have to demonstrate the inability that you have which is your disability.

However, the sum that you are going to get through the disability can’t be big enough to help you in both paying off debts normally and also in managing the everyday expenses. So, what can you do and how can you use the disability grants to handle all of the expenses and pay off debts too?

In order to do that, you will have to start budgeting, manage and lower the expenses as much as possible so that you can save money on the expenditures. You can use a budgeting tool in order to get the right budget. The budgeting tools are also available for free from various websites. In addition to budgeting, you will have to try and go for the consolidation of debt so that you can actually bring down the number of debts you are required to make payments on each month.

With the consolidation, another great thing that happens is it helps in lowering the interest rate on your debt too. As this happens, you are required to make only one payment on the debt and that too quite a small one in comparison to the previous payments that you were required to make. So, what you need to do other than budgeting is consolidate the debts. You can consolidate the debts on your own or else if you think that you can’t do all of these on your own because of your disability, you can try to get the help of a debt consolidation company who is going to help you with the consolidation of debt.

Thus, you can see that you can use the disability grants that you can get from the government to handle your daily expenses, for the medical costs and also to pay off our debts.